Texas Trash Dip
- Makes 12 -15 servings
- Prep 5 mins
- Cook 30 mins
- Total 35 mins

Have you tried Texas trash dip? If not, you have to give thiswarm bean dip recipe a try. It is a cream cheese bean dip, paired with pepper jack cheese, taco seasoning and more. A party dip that will win over a crowd.
Pair with crisp veggies like mini peppers, celery or even carrots, or go classic with tortilla chips or even crackers. No matter how you serve up this dip recipe it is a hit.
This easy bean dip is one of our favorite warm dips. If you are looking for a great party dip recipe try out our smoked quesobuffalo chicken dip or our simple dill pickle dip.
Why This Dip Is A Hit
Easy Prep – Dump, mix, and bake is all it takes to make this refried bean dip recipe. No stress just simple ingredients that offer a Mexican dip.
Great for A Crowd – If you want a dip that is affordable, quick and will feed a crowd this is a great contender to consider. Whip it up and watch it disappear like that.
Quick Baking – 25-30 minutes is all it takes to bake this bean cheese dip. Once it is warm and the cheese is melted on top, serve and enjoy.
Warm Party Dip – we love having great appetizer recipes that offer a mix of flavors. This Texas trash bean dip is a great football dip, party dip, or weeknight treat. A warm dip recipe that is simple.

What is In This Bean Dip Recipe
Refried Beans – A can of refried beans is what you need, or you can make homemade if you prefer.
Cream Cheese – Make sure to allow the cream cheese to be softened. That way it mixes with the other ingredients.
Sour Cream – The sour cream adds a nice tangy and creamy component to this party dip.
Rotel – This is diced tomatoes with green chiles. If you don’t want Rotel you can for sure skip it. We find it adds a nice layer of flavor.
Taco Seasoning – Use h omemade taco seasoning or packet. Either works, and will help to elevate the dip for a flavorful final result.
Pepper Jack Cheese – Now we went with pepper jack cheese. But you can easily use sharp or even a Mexican shredded cheese for topping.

Swaps And Variations
- Use Mexican cheese instead of pepper jack cheese.
- Leave out the Rotel, or swap with diced tomatoes.
- Add in some cooked Chorizo, sausage or even ground beef for added heartiness.
- You don’t have to top the dip with green onions, but we loved the flavor.
- Make a loaded Texas Trash and top your finished dip with sliced tomatoes, black olives, avocado, and even more sour cream.
Helpful Tools For The Recipe
Baking Dish – Or opt for aluminum foil throw away style pans. This is great for tailgating to toss on the grill for game day entertaining. Or in the oven and take to a potluck.
Mixer – You can use a hand mixer or just mix up with a wooden spoon like we did. We were fine to see little clumps of cream cheese and sour cream when we dipped in the finished product.
How to Make
Step 1: Start by greasing pan and preheating the oven as directed. We used a deep dish pie pan, but you can also use an 8×8 size pan if you prefer.

Step 2: In a bowl you are going to add in your refried beans, Rotel, cream cheese, taco seasoning, sour cream and mix well. Make sure the cream cheese is softened for easy mixing.

Step 3: You will then pour into a baking dish, and top with shredded pepper jack cheese. Or any cheese of your choice.
Step 4: Bake as directed in recipe card, and then serve with any of your usual dipping items.
Dipping Items For Bean Dip
- Crisp veggies – Carrots, Celery Sticks, Mini Peppers, Cucumber slices, etc.
- Tortilla Chips
- Frito Chips
- Crackers
- Etc.

Expert Tips
- Place cream cheese in the aluminum package in warm water (not hot for 3-5 minutes. This will soften the cream cheese quickly.
- Drain the liquid off the Rotel before mixing in the bean dip.
- Greek plain yogurt can be used as a swap to the sour cream in the recipe.
- Prep the dip and keep covered in the fridge until you are ready to heat up. Then add an extra 5-10 minutes to the cook time to ensure the dip is fully melted and creamy. This is a great make ahead dip recipe.
Practical notes
Can we make this dip in the Crockpot?Go right ahead and make this Texas trash bean dip in the Crockpot. Mix and pour the dip in the crockpot and cook on high for 2-3 hours. Then serve.
How long will the dip last in the fridge?This bean dip will store for 2-3 days in the fridge. Eat cold or reheat for leftovers. You can prep the bean dip 1 day in advance of when you plan to eat. Then toss in the oven to warm up and then serve.
Does this dip freeze well?Due to the sour cream and cream cheese in the dip you will find it does not thaw well once being frozen. We recommend not freezing your dip.
Can we add meat to warm bean dip?Go right ahead and toss in some shredded chicken, cooked Chorizo, sausage, or even ground beef. It would make this appetizer easily turn into a main dish!
Ingredients
Makes 12 -15 servings
- 1 can refried beans, 16 ounce can
- 2 tablespoons taco seasoning
- 8 ounces cream cheese, softened
- 2 cups pepper jack cheese, grated
- 1/3 cup sour cream
- 1 can Rotel, 10 ounces
- Green onions, optional
Equipment
- 8×8 pan
- Pie Pan
Method
- Preheat the oven to 350 degrees. Then grease a deep dish pie pan or 8×8 pan.
- In a bowl mix softened cream cheese, refried beans, Rotel, sour cream, and taco seasoning together.
- Once mixed pour the bean dip into a prepared pan.
- Top with the shredded pepper jack cheese, you can use Mexican or any flavor of cheese you want.
- Place the Texas trash dip in then oven and bake 25-30 minutes or until the bean dip is warm and cheese is melted on top. Top with sliced green onions if you would like.
- Pair this warm bean dip with veggies, chips, crackers, pretzels or any other dipping items of choice.
Kitchen notes
Cream Cheese– The cream cheese needs to be softened, as this will help in terms of mixing. You can place the cream cheese in the aluminum package it comes with in warm (not hot) water for 3-5 minutes to soften quicker. Taco Seasoning – Use a packet of store bought or homemade, the choice is yours. Shredded cheese – we used pepper jack cheese but you can use a Mexican blend cheese, sharp, mozzarella, etc. Rotel – Rotel is diced tomatoes and green chiles. If you can’t find rotel you can leave it out, or do 1 small 4 ounce can green chiles with 1 can diced tomatoes. Drain off the juice, so it doesn’t water down the dip. Adding Meat – You can add in cooked ground beef, Chorizo, sausage, or even diced or shredded chicken if you want.








