Chocolate Lover’s Instant Pot Steel Cut Oats

Experience the ultimate breakfast delight with these incredibly delicious and surprisingly healthy Instant Pot Double Chocolate Steel Cut Oats. Crafted with natural, unrefined sweeteners, they offer a guilt-free indulgence that will revolutionize your morning routine.

Do you dream of starting your day with a rich, comforting taste of chocolate? You’re not alone! Many of us crave that perfect blend of sweet indulgence and wholesome nutrition to kickstart our mornings. And what if we told you that chocolate for breakfast could actually be a healthy choice? Get ready to transform your breakfast game with our innovative Instant Pot Double Chocolate Steel Cut Oats.

Pouring milk over instant pot chocolate steel cut oats in white bowl with frozen raspberries.

These aren’t just any ordinary oats; they are a ridiculously delicious and unashamedly decadent fusion of robust steel cut oats and deep chocolate flavor. Yet, thanks to thoughtfully chosen natural, unprocessed sweeteners, they perfectly align with the criteria for a truly healthy and hearty breakfast. This recipe proves that you don’t have to sacrifice flavor for well-being.

In our household, these delectable oats have become much more than just a breakfast item. With the recent shift to distance learning, they’ve frequently made an appearance at lunchtime, becoming a consistent source of comfort and energy. It turns out, the simple equation of chocolate + oats + lunch equates to a very wise, and satisfying, decision for everyone!

Instant pot chocolate steel cut oats in white bowl with chocolate chips and frozen raspberries.

Mastering Steel Cut Oats in Your Pressure Cooker: The Ultimate Method

When it comes to cooking steel cut oats, the pressure cooker—whether it’s an Instant Pot or another trusted brand—is unequivocally the superior method. Traditional stovetop cooking often demands constant stirring and a vigilant eye to prevent scorching and ensure proper texture. However, the hands-off approach of a pressure cooker delivers a level of creamy, tender perfection that is simply unmatched, and in a fraction of the time.

Steel cut oats, also known as Irish oats or pinhead oats, are groats of whole oats that have been cut into two or three pieces, rather than rolled. This minimal processing gives them a chewier texture and a nuttier flavor compared to rolled oats. Their robust nature means they typically take longer to cook, but this is where the pressure cooker truly shines. By using high pressure, the oats cook quickly and evenly, absorbing liquid thoroughly to create a consistently soft yet slightly chewy texture without becoming mushy.

Our go-to Instant Pot banana bread steel cut oats recipe has long been a staple in our kitchen, cherished for its simplicity and comforting flavors. So, when a dear friend, Allyson, shared her ingenious chocolate variation, it sparked an immediate curiosity. The idea of combining the ease of Instant Pot oats with the irresistible allure of chocolate was something I knew I had to try right away.

The Undetectable Magic of Mashed Bananas in Your Chocolate Oats

For those who might be hesitant about adding bananas to their chocolate oats, let me provide some reassurance: in this particular recipe, the subtle flavor of banana is almost entirely undetectable. The true genius of including mashed bananas lies in their dual role. First, they contribute a natural sweetness that harmonizes beautifully with the chocolate, allowing us to reduce the amount of added sugars. Second, and perhaps even more impressively, bananas act as a fantastic natural thickener, imbuing the cooked oats with an incredible creaminess and a luxuriously smooth texture that elevates the entire dish.

Don’t skip the bananas out of fear of an overpowering fruit flavor. Instead, embrace them as a secret ingredient that enhances the richness and mouthfeel of your Instant Pot chocolate steel cut oats, making them even more satisfying and wholesome.

Pouring steel cut oats into instant pot, stirring oatmeal, adding chocolate to oatmeal.

The Effortless Two-Part Process for Perfect Oats

This recipe for Instant Pot Double Chocolate Steel Cut Oats is elegantly simple, requiring just two main phases for delicious results:

  1. Initial Cooking Phase: Begin by combining the milk of your choice, water, mashed bananas, and steel cut oats directly in the pressure cooker pot. Cook this mixture on high pressure for 8 minutes. It’s crucial to allow the pressure to naturally release for a few minutes after cooking is complete. This natural release helps prevent any liquid, goopy oats from spurting through the steam release valve when you eventually manually release the remaining pressure. This small step ensures a cleaner, safer cooking experience.
  2. Flavor Infusion Phase: Once the pressure has been safely released, carefully open the lid. Now comes the exciting part: stirring in the vanilla extract for warmth, pure maple syrup (or honey) for natural sweetness, rich cocoa powder for deep chocolate flavor, and a handful of chocolate chips for an extra burst of molten goodness. Stir until everything is well combined and the chocolate chips have melted into a luscious, smooth consistency.

One common concern with pressure cookers is the “burn” warning, which can sometimes occur if there isn’t enough liquid at the bottom of the pot. To preemptively avoid this, I’ve increased the water content by an additional cup compared to some other recipes. This extra liquid not only ensures the oats cook thoroughly without sticking but also contributes to the desired creamy consistency. Furthermore, I’ve extended the cooking time by just a few minutes beyond the standard to guarantee ultra-tender steel cut oats that melt in your mouth, perfectly absorbing all the incredible flavors.

Scooping double chocolate steel cut oats out of instant pot.

Indulgence Meets Nutrition: Chocolate Oatmeal Forever!

The texture of these Instant Pot chocolate steel cut oats is nothing short of absolute perfection. Each spoonful offers a delightful balance of creaminess and a satisfying chewiness that sets them apart from traditional oatmeal. It’s a culinary experience that truly transcends expectations.

As my 14-year-old so eloquently put it, “I mean, you know you’re eating oatmeal, but it’s so flipping good, you don’t even care you are eating oatmeal.” This sentiment perfectly encapsulates the magic of this recipe. It’s hearty, wholesome oatmeal disguised as a decadent dessert, making it an instant hit with both kids and adults.

While this chocolate oatmeal is magnificent on its own, perhaps with just a little swirl of milk to finish, it truly transforms into an otherworldly treat when customized with your favorite toppings. Imagine a bowl loaded with crunchy chopped pecans, vibrant frozen raspberries (my personal go-to for a cool contrast!), tender sliced bananas, delicate shredded coconut, and, for the ultimate chocolate lover, even more chocolate chips. Each addition elevates the dish, creating a breakfast or lunch experience that can only be described as a taste of heaven.

Scooping spoonful of chocolate steel cut oats with coconut and raspberries in white bowl.

My one lingering regret, if you can even call it that, is having introduced these extraordinary chocolate steel cut oats to my children. They’ve been spoiled! Now, the idea of plain old oatmeal for breakfast (or lunch, as is often the case) seems utterly pedestrian to them. I’ve inadvertently created a household of chocolate oatmeal monsters.

But then again, considering their deeply ingrained, chocolate-obsessed DNA (ahem, it comes from somewhere!), I can’t really bring myself to be all that upset. After all, I, too, would choose a bowl of this incredible chocolate oatmeal any day of the week over almost any other breakfast option available. So, in summary, it seems I am also a monster, and happily so!

Double chocolate steel cut oats in white bowl with coconut, chocolate chips and raspberries.

Frequently Asked Questions for Instant Pot Chocolate Steel Cut Oats

Can I make this recipe dairy-free?

Absolutely! This recipe is incredibly versatile. Any non-dairy milk substitute—such as almond milk, oat milk, soy milk, or cashew milk—will work perfectly in place of cow’s milk, maintaining the creamy texture and delicious flavor of the oats. Ensure you use an unsweetened variety if you want full control over the sweetness.

Can I make this in a slow cooker or on the stovetop instead of a pressure cooker?

While this specific recipe was developed and tested for the pressure cooker due to its efficiency and the resulting texture, you can certainly adapt it for other cooking methods. For a slow cooker, you could experiment by starting with a recipe like this overnight maple brown sugar oatmeal as a guide for liquid ratios and cooking times. For stovetop preparation, a general rule of thumb for steel cut oats is to use about 4 cups of liquid (a mix of milk and water) for every 1 cup of oats. Bring the mixture to a boil, then reduce heat to a simmer, cover, and cook for 25-30 minutes, stirring occasionally until the oats are tender and the liquid is absorbed. Be aware that stovetop cooking will require more active monitoring.

Can I use granulated sugar instead of maple syrup or honey?

Yes, you can substitute other sweeteners. If you prefer, brown sugar or granulated sugar can be used in place of pure maple syrup or honey. However, keep in mind that pure maple syrup and honey contribute unique flavor notes and are less refined. If using maple syrup, it’s essential to use pure maple syrup, not pancake syrup, for the best flavor and nutritional profile. Adjust the amount to your personal taste, as sweetness levels can vary.

Can I leave out the bananas entirely?

You can, but it’s important to understand the role bananas play in this recipe. They contribute natural sweetness, reducing the need for additional sweeteners, and are key to achieving the incredibly creamy texture of the oats. If you choose to omit them, you might find the oats to be less sweet and less creamy. You will likely need to increase the amount of maple syrup or honey to compensate for the lost sweetness, adjusting to your preferred taste.

Can I use rolled oats or quick oats instead of steel cut oats?

Unfortunately, rolled oats and quick oats have a different texture and require significantly different cooking times and liquid ratios compared to steel cut oats. This recipe has specifically been developed and tested for steel cut oats. Using rolled or quick oats would likely result in a very different consistency and may not work well without substantial modifications to the recipe’s cooking time and liquid amounts. For the best results, stick with steel cut oats for this particular preparation.

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double chocolate steel cut oats in white bowl with coconut, chocolate chips and raspberries

Instant Pot Double Chocolate Steel Cut Oats

Yield: 6 servings
Prep Time: 35 minutes
Cook Time: 8 minutes
Total Time: 43 minutes




4.77 stars (47 ratings)
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Ingredients

  • 2 cups milk, almond milk, dairy milk, etc
  • 3 cups water
  • 1 cup (226 g) mashed bananas, about 2-3 medium bananas
  • 2 cups (368 g) steel cut oats
  • Pinch of salt
  • ½ cup pure maple syrup or honey (see note)
  • 1 teaspoon vanilla extract
  • ¼ cup (21 g) cocoa powder, natural unsweetened or Dutch-process
  • ¼ to ½ cup (43 to 85 g) semisweet or bittersweet chocolate chips
  • For serving: sliced bananas, raspberries, coconut, chocolate chips, pecans, etc.

Instructions 

  • Grease the insert of a 6-quart Instant Pot or other electric pressure cooker with nonstick cooking spray to prevent sticking.
  • To the pot, add the milk, water, mashed bananas, steel cut oats, and a pinch of salt. Stir all ingredients thoroughly to combine them. Secure the lid on the pressure cooker, ensuring the steam release valve is set to the sealed position.
  • Cook on high pressure for 8 minutes. Depending on your model, you’ll either select the manual or pressure cook setting, then adjust the minute dial up or down to 8 minutes. The pressure cooker will automatically begin once it reaches the correct pressure.
  • Once the cooking time is complete, allow the pressure to naturally release for 15 minutes. This natural release period is crucial; it allows the oats to continue cooking gently and settle, preventing liquid from spurting through the valve when you manually release the remaining pressure. After 15 minutes, carefully manually release any remaining pressure.
  • Open the lid. Stir in the pure maple syrup (or honey) and vanilla extract. Next, add the cocoa powder and chocolate chips. Continue to stir until the chocolate chips are fully melted and the cocoa powder is completely incorporated, creating a rich, smooth chocolate oatmeal.
  • Serve warm, adding extra milk if desired for a thinner consistency. Garnish with your favorite toppings such as sliced bananas, chopped nuts (like pecans), shredded coconut, fresh or frozen raspberries, or more chocolate chips. The oatmeal will thicken significantly as it cools, but it makes excellent leftovers; simply reheat on low heat with a splash of milk or water to restore its creamy texture.

Notes

Sweetener: The specified 1/2 cup of pure maple syrup is a guideline. Depending on your personal preference for sweetness and the type of chocolate chips you use (e.g., semisweet vs. bittersweet), you may wish to add more or less sweetener. Always adjust to taste.

Nutrition Facts: The nutritional information provided for this recipe is calculated based on the cooked oats themselves. It does not include any optional toppings, as these are added according to individual preference and can significantly vary the final nutritional values.

Author: Mel
Course: Breakfast
Cuisine: American
Method: Instant Pot
Serving: 1 Serving, Calories: 415kcal, Carbohydrates: 72g, Protein: 13g, Fat: 10g, Saturated Fat: 4g, Cholesterol: 9mg, Sodium: 45mg, Fiber: 9g, Sugar: 28g

Recommended Products

2-cup Measuring Cup
Serving Spoon
6-quart Instant Pot

Recipe Source: This recipe is based on our beloved Instant Pot steel cut oats recipe, with delightful chocolate modifications inspired by my wonderful friend, Allyson R. (Thank you, Allyson, for the brilliant idea!)

Other Recipes Like This:

Instant Pot Banana Bread Steel Cut Oats
Creamy Coconut Milk Steel Cut Oatmeal {Instant Pot or Slow Cooker!}
Blueberry and Almond Baked Steel Cut Oats
Overnight Steel Cut Oatmeal